With the average cost of weddings spiralling into tens of thousands, is insurance an unnecessary addition or essential protection?


Invitations & postage approx £1000 (average cost is £1.50 per card plus large letter postage of 96p – I ordered 400 for my wedding)
Bridal lengha/ sari £1000 – £5,000
Bridal jewellery £10,000 – £30,000
Bridal hair & make-up for all events £1,000
Mehendi artist £300 – £800 depending on whether servicing guests too
Engagement & wedding rings £10,000
Bridal shoes £100 – £500
Grooms outfit, shoes, accessories £2,000 – £3,000
Catering £10,000 – £25,000
Hall booking £10,000 – £15,000
Staging/ decor for all events £10,000
Flowers £2,000
Engagement cake £500
Mehendi cake £500
Wedding cake £500 – £1,000
Entertainment £2,000
Photography/ Video services £5,000 – 10,000
Wedding car & driver £1,000 – 2,000
Coach travel for grooms guests £500 – £1,000 depending on location
Family/ bebari sarees £1,000
Honeymoon £3,000 to £5,000…

… something going wrong on your wedding day? Priceless memories ruined.


The cost of Asian weddings can escalate into tens of thousands of pounds, with the average cost being £50-70k in 2005 you can imagine how much that figure has grown in the last 10 years. How far would you go to protect that money? Would you have even thought to protect it in the first place?

Many couples use vendors without insurance, astoundingly often without contracts! Dangerous game, ladies & gents. When things go wrong, few can afford to lose their life savings without having some recourse. If your vendors don’t have insurance, you can get a policy yourself. Weddings are ever more extravagant and costly these days (once you factor in jewellery, outfits and honeymoon costs it’s easily £100k), why not pay the extra £70 or so to protect yourself?


I’d love to hear your thoughts on it. Have you taken out insurance and claimed? Have you skipped insurance and regretted it? Let me know in the comments, or by e-mail if you’d prefer to be kept anonymous.